Polygon
Polygon (PoS) chain reference for Plaidly
Polygon
Status: coming soon. Plaidly does not yet settle payments on Polygon. The details below describe planned support. Today only Ethereum and Solana are settleable.
Overview
| Property | Value |
|---|---|
chain value | polygon |
| Finality | 128 blocks (~4 minutes) |
| Native token | MATIC / POL |
| Address format | Same as Ethereum (0x + 40 hex chars) |
| Mainnet RPC | Planned |
| Testnet | Amoy |
Supported tokens
| Token | Contract (Mainnet) |
|---|---|
| USDC | 0x3c499c542cEF5E3811e1192ce70d8cC03d5c3359 |
| USDT | 0xc2132D05D31c914a87C6611C10748AEb04B58e8F |
| MATIC / POL (native) | — |
Confirmations
When Polygon settlement ships, Plaidly will require 128 block confirmations before marking a payment confirmed. At ~2 seconds per block this is approximately 4 minutes. This high number is required due to Polygon's reorg risk.
For lower-risk use cases, the Plaidly dashboard allows you to reduce the required confirmation count.
Fees
Polygon fees are very low (typically $0.001–$0.01 per transaction). Native MATIC/POL is required for gas — Plaidly's receiving wallets are pre-funded.
Testnet (Amoy)
- Faucet: https://faucet.polygon.technology
- Explorer: https://amoy.polygonscan.com
- Use the sandbox simulate endpoint for instant test confirmations
Address format
Polygon uses the same address format as Ethereum:
0xd8dA6BF26964aF9D7eEd9e03E53415D37aA96045The same private key controls the same address on Ethereum and Polygon — but these are separate chains.
Notes
- USDC on Polygon: use the native USDC contract (bridged USDC.e has less liquidity)
- Polygon PoS is separate from zkEVM — planned support covers PoS only